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10 things you didn’t know about Catering liability insurance

When most people think about catering, they think of a party caterer who brings all the food and sets it up for you. However, there is much more to catering than that. Catering is a broad term encompassing everything from providing food for a small office meeting to serving thousands of meals at a significant event. And with so many different types of catering, there are also many kinds of liability insurance needed to protect your business. Here are 15 things you didn’t know about catering liability insurance:

Catering insurance is not just for caterers

Any business that provides food services, whether it’s a restaurant, catering company, or food truck, should have liability insurance. This type of insurance protects your business from any accidents or injuries that may occur due to your food services.

There are many different types of catering insurance.

Catering liability insurance comes in many different forms, depending on the type of catering. Some of the most common types of catering insurance include food poisoning insurance, public liability insurance, and product liability insurance.

  • You can get catering insurance for any size event.

No matter how large or small your event is, you can get catering liability insurance to protect you and your business.

  • Catering insurance protects you from both legal and financial risks.

Catering liability insurance protects you from legal risks, such as being sued for damages and financial risks, such as paying for damages out of pocket.

  • You can get catering insurance for a wide range of events.

Catering insurance is not just for weddings and corporate events. You can also get liability insurance for private parties, picnics, and other events.

  • Catering insurance covers both food and non-food risks.

Catering liability insurance protects you from food-related risks, such as food poisoning and non-food risks, such as accidents or injuries that occur while setting up or cleaning up your event.

  • You can get catering insurance for a wide range of activities.

Catering insurance covers not just food service but also transportation, and other event-related services.

  • Catering insurance is often included in event liability insurance policies.

Event liability insurance is a type of general liability insurance that covers events, including catering events. If you already have event liability insurance, your policy may include catering insurance.

  • You can get catering insurance for short-term or long-term events.

Catering liability insurance is available for short-term events like one-time charity events and long-term events, such as a weekly food truck festival.

  1. You can get liability insurance for your entire business or just specific business areas.

Catering liability insurance is available as a standalone policy or as a broader business liability insurance policy.

Conclusion 

So, what do you need to know about catering liability insurance? Here are the basics: First, make sure you have general liability insurance. It will protect your business if someone is injured while at your event or if something happens to their property. Second, be aware of any other specific risks associated with your catering and ensure your policy covers those. By understanding these basics and choosing the right catering liability insurance policy for your business, you can rest assured that you’re protected from any potential liabilities.

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Catering liability insurance

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